Terms of Service

Sharefold is a mobile application and website operated by Taha Furkan Aydoğmuş, an individual established in Türkiye ("Sharefold", "we", "us").

You can reach us at any time at support@sharefold.app.

By creating an account, signing in, or continuing as a guest, you accept these terms. If you do not accept them, please do not use Sharefold.

The Privacy Policy is not part of this agreement and there is nothing in it to accept: it explains what we do with your personal data, which is something we owe you an account of rather than your agreement to. Where the law requires your consent for a specific use, we ask for that use, separately, at the time.

Sharefold is a record-keeping tool for shared life. It lets a couple, a household, a flatshare or a travel group write down shared expenses, see who owes whom, keep shared lists, and plan payments they intend to make.

Sharefold is not, and does not hold itself out to be:

• a bank, a payment institution, an electronic money institution, or any other financial services provider;
• a payment, transfer, escrow, collection or settlement service — no money passes through Sharefold, and this version holds no user funds;
• a lender, a credit provider, or a debt collector;
• a source of financial, investment, tax, accounting or legal advice.

A balance shown in Sharefold is a note the members of a space wrote to each other. It is not a bill we issue, a debt we verify, a guarantee we give, or an obligation we can enforce. Whether money is actually owed, and whether it is actually paid, is entirely between the people involved.

Amounts, splits, currencies, categories and settlements are entered by users. We do not check them, correct them, or vouch for them. If two members disagree about a figure, that disagreement is theirs to resolve: Sharefold is not a party to it, does not mediate it, and cannot decide it.

Sharefold does not connect to your bank, does not read your statements, and initiates no payment. If a future version ever handles money directly, it will be under terms written for it — not smuggled in under these.

You must be at least 13 years old to use Sharefold. If you are under 18, you may use it only with the agreement of a parent or legal guardian, who accepts these terms together with you.

Sharefold is not designed for, marketed to, or directed at children under 13. Somebody too young for an account can still be part of a Space — another member can add them by name and share costs with them — without holding an account or agreeing to anything.

Sharefold offers three ways in, and they are not equally durable:

• E-mail and password · Google sign-in — handled by Google Firebase Authentication. Your account is tied to a verified e-mail address and you can get back into it from a new device.
• Guest — no e-mail, no password. The only credential is a secret held on that one device. If you lose the device, uninstall the app, or clear its data before linking an e-mail, your way back into the account is gone and we cannot restore it. What that does *not* do is delete anything: the records you shared with other people stay in their Spaces, and nothing on our servers is removed by uninstalling. Deleting the account is a separate, deliberate act — see Deleting your account. Losing the key is a property of having no identity, not a defect.

You are responsible for keeping your credentials to yourself and for everything done through your account. Write to support@sharefold.app if you believe somebody else is using it.

Creating an account to get around a suspension or any other restriction is not permitted.

A space is shared on purpose. Everything you add to a space — amounts, notes, categories, list items, names — is visible to every member of that space, and stays visible to them after you leave, because it is part of a shared record they also rely on.

An invitation link grants access to whoever opens it. Send it only to the person it is meant for, and treat it like a key.

A space owner or administrator can remove members and change roles. We do not arbitrate who should hold which role, who belongs in a space, or what should happen to a space when the people in it fall out.

When you enter another person’s name or details into a space, you are responsible for having their agreement to do so.

What you write in Sharefold stays yours. You give us only the permission we need in order to run the service: to store your content, show it to the members of the spaces you put it in, back it up, and move it between your devices and our servers.

We do not sell your content, we do not use it to train machine-learning models, and we do not use it for advertising.

You can take your data out at any time from Account → Export in the app, and you can delete your account from Account → Delete account. See Deleting your account.

While using Sharefold, do not:

• break the law, or use Sharefold to help somebody else break it;
• record or share another person’s personal data without the right to do so;
• harass, threaten, defame or impersonate anybody, inside a space or through an invitation;
• try to reach accounts, spaces or data that are not yours;
• probe, scrape, overload or interfere with the service or its infrastructure, or reverse-engineer it except where the law expressly allows it;
• use Sharefold to carry on an activity that requires a licence we do not hold — lending, debt collection, payment services or money transfer.

We may suspend or close an account that does any of this, and we will say why unless the law prevents us.

Sharefold is currently offered free of charge. We may introduce paid plans or paid features later. You will never be charged retroactively for something you did not agree to pay for, and any price and its terms are shown before you subscribe or buy.

We work to keep the service available, but we do not promise uninterrupted or error-free operation. Maintenance, provider outages, network failures and defects happen.

We may change, add or remove features. Where a change materially reduces what the service does for you, we will give reasonable notice when we can.

To the fullest extent permitted by law, Sharefold is provided “as is” and “as available”, without warranties of any kind, express or implied — including fitness for a particular purpose, uninterrupted availability, or the accuracy, completeness or correctness of any figure, balance or calculation it displays.

You remain responsible for checking anything that matters to you before acting on it. Do not treat a balance in Sharefold as a verified statement of what you owe or are owed.

To the fullest extent permitted by law, we are not liable for indirect, incidental, special or consequential loss, nor for loss of profit, revenue, goodwill or data, nor for:

• money you paid, did not pay, over-paid, or failed to collect from another person;
• a dispute, disagreement or falling-out between the members of a space;
• a figure another member entered, changed or deleted;
• data lost because a guest account’s device was lost, wiped or reset before an e-mail was linked;
• unavailability caused by a third party we depend on, including Google and our hosting providers.

Where liability cannot lawfully be excluded, it is limited to the amount you paid us for the service in the twelve months before the event. The exclusions below are not affected by that limit, and they are the ones that matter.

None of this limits liability for death or personal injury caused by our negligence, for intent or gross negligence, for fraud, for our obligations under data protection law, or for anything else that cannot be limited under the applicable law — including the mandatory rights of consumers under Turkish law.

If somebody brings a claim against us because you used Sharefold unlawfully or deliberately broke these terms — recording another person’s data with no right to, for instance — you agree to cover the reasonable costs and damages that result.

This does not cover anything caused by our own fault, and for consumers it applies only as far as mandatory law allows.

You can stop using Sharefold whenever you like, and you can delete your account from inside the app. Deletion is permanent; Deleting your account sets out exactly what is erased and what has to survive.

We may suspend or close an account that breaks these terms, that we are legally required to close, or that puts other users at risk.

Sections 2, 6, 9, 10, 11 and 14 continue to apply after the agreement ends.

We may update these terms. The current version is always on this page, stamped with its effective date. If a change is material we will show it in the app before it takes effect, and continuing to use Sharefold afterwards means you accept the new version.

If you do not accept a change, you can delete your account.

These terms are governed by the laws of the Republic of Türkiye, and the courts and enforcement offices of Türkiye have jurisdiction.

If you are a consumer this does not remove the protection of the mandatory law of the country where you live, and it does not stop you from applying to a consumer arbitration committee or a consumer court in your own area.

Talking to us first is usually faster: support@sharefold.app.

These terms are published in English, Turkish, German, French and Spanish. The German, French and Spanish versions are convenience translations. For users resident in Türkiye the Turkish text prevails; for everybody else the English text prevails, without limiting mandatory rights under local law.